The first step in buying a home isn't looking at listings — it's getting pre-approved. A pre-approval letter from a lender tells you exactly what you can afford and makes your offer competitive when you find the right home.
Next, think through your must-haves versus nice-to-haves: school zone, commute, yard, garage, HOA or no HOA. This list keeps your search focused instead of overwhelming.
Once we find the right home, we'll write a competitive offer based on comparable sales, negotiate terms, and move into the inspection and appraisal period. I coordinate every step — inspector, lender, title company — so nothing falls through the cracks.
Closing day is simpler than most first-time buyers expect: you'll sign your loan documents, wire your closing funds, and get the keys. From pre-approval to closing, the process typically takes 30 to 45 days.